While this was designed to comply with the RESPA GFE changes for 2010, which mandate that all origination related costs are put into one box on the GFE — it does open the door for unscrupulous mortgage companies to charge a premium here.
If you are getting a new FHA loan or doing an FHA mortgage [...]
USDA has raised their credit score requirements to 620 from 580. While that is bad news for some, they have raised their income ceiling dramatically. If you think you make too much money, it may be worth a 2nd look!
We receive many questions about loan modifications. If you are looking to modify your existing loan – whether you have an ARM that has adjusted way beyond your ability to pay, or you have suffered a “hardship”, perhaps we can help get you in the right direction.
Feel free to email/call to discuss [...]
Crazy! Golf Carts and Mortgages!? What do they have in common.
Most people cannot imagine life in the Atlanta suburb of Peachtree City. I moved here almost 10 years ago and enjoy a somewhat relaxing life amidst the golf carts and families. Fortunately the mortgage business is great, although I don’t play as much golf as [...]
The below is courtesy of Neighborhoodlink.com and is a very simple and concise explanation of President Obama’s new mortgage “bail-out” plan for homeowners. While I have mixed feelings about the program, I do believe it will help tens of thousands of homeowners. My biggest worry…at what cost….
http://www.neighborhoodlink.com/article/Homeowner/Mortgage_Rescue_Plan_FAQ
President Obama recently announced a $75 billion initiative called [...]
Finally! After a few weeks, we’ve rebuilt the ALG website and are back online. As many of you know, we were hacked earlier this month and had our entire site destroyed. Look for lots of great changes in the next few weeks, with new functionality and lots of great information to be unveiled on the [...]
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News from the blog
- USDA Loan Update – Important Please Read
- HUD Removes FHA Mortgage Origination Fee Cap
- Improving your credit score
- USDA Loans – Min Credit Score
- Loan Modifications
- Jumbo and Super Jumbo 5-year ARMS – HOT
- Georgia Senate Bill 57 Defeated!
- Super Jumbo Loans and Mortgage Rates
- Getting a Loan After a Foreclosure – An all too Real Reality for Many Borrowers
- Investor Loan Rates
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